Skip to content
Press Equals

Cash on Cash Return Calculator

Measure a rental property’s yearly cash flow against the cash you put in, after the mortgage, so you can compare it with other investments.

Result

Cash on cash return

5.2%

Cash flow per year
$3,639.29
Cash flow per month
$303.27
Mortgage payment
$1,596.73
Cash you put in
$70,000.00

Common questions

What is a good cash on cash return?

Many rental investors aim for 8% to 12%. Compare it with what the same cash could earn elsewhere, and remember it leaves out appreciation and loan paydown.

How is it different from cap rate?

Cap rate ignores the mortgage. Cash on cash return uses your actual cash flow after the loan payment, divided by the cash you invested.