CD Calculator
Certificate of deposit growth.
Result
Value at maturity
$12,166.53
- Interest earned
- $2,166.53
Common questions
How much will my CD earn?
Enter the deposit amount, APY, and term length. CDs typically compound daily or monthly. A $10,000 CD at 5% APY for 1 year earns about $500 in interest.
Is there a penalty for withdrawing a CD early?
Yes. Most banks charge an early withdrawal penalty, often 3–6 months of interest depending on the CD term. Factor this in if you might need the money before maturity.