DSCR Calculator
Work out the debt service coverage ratio lenders use for rental and business loans: how many times your net operating income covers the loan payments.
Result
DSCR
1.25
- What it means
- Meets most lenders’ 1.25 minimum
- Left after loan payments
- $12,000.00
- Most yearly payments at a 1.25 DSCR
- $48,000.00
Common questions
What DSCR do lenders require?
Most commercial and DSCR rental lenders want at least 1.20 to 1.25. Some DSCR loans allow 1.0 at a higher rate.