Loan-to-Value (LTV) Calculator
Find your loan-to-value ratio and home equity, and how much you’d need to pay down to reach 80% LTV and drop PMI.
Result
Loan-to-value
85%
- Your equity
- $60,000.00
- Equity share
- 15%
- Pay down to reach 80% LTV
- $20,000.00
Common questions
Why does 80% LTV matter?
At 80% or lower, conventional loans don’t need PMI, and you usually get better refinance and home equity rates.