Mortgage Calculator UK
UK mortgage monthly repayments in pounds for repayment or interest-only mortgages, with loan-to-value and stamp duty for England and Northern Ireland.
Result
Monthly payment
£1,500.75
- Loan amount
- £270,000.00
- Loan-to-value
- 90%
- Total interest
- £180,224.31
- Total repaid
- £450,224.31
- Stamp duty (England & NI)
- £5,000.00
- Still owed at the end
- £0.00
Common questions
How much stamp duty will I pay?
In England and Northern Ireland, from April 2025: nothing on the first £125,000, 2% to £250,000, 5% to £925,000, 10% to £1.5 million and 12% above. First-time buyers pay nothing up to £300,000 and 5% up to £500,000 on homes costing £500,000 or less. Scotland and Wales have their own taxes.
What is the difference between repayment and interest-only?
A repayment mortgage pays off the loan by the end of the term. Interest only keeps payments low, but you still owe the full amount at the end and need a plan to repay it.