Mutual Fund Calculator
Mutual fund growth after the expense ratio and any sales load, with the dollar cost of fees compared with the same fund at no cost.
Result
Future value
$154,440.08
- Lost to fees
- $11,140.86
- Same fund with no fees
- $165,580.94
- Total contributed
- $70,000.00
- Investment earnings
- $84,440.08
- Return after fees
- 6.47%
Common questions
How much do mutual fund fees cost?
More than they look. A 1% expense ratio on $10,000 plus $250 a month for 20 years costs about $21,000 compared with a no-fee fund, because the fees also stop that money from compounding.
What is a front-end load?
A sales charge taken from every purchase, up to 5.75% on some funds. Most index funds and many others are no-load.