Net Pay Calculator
Take-home pay after tax and deductions (simplified).
Result
Take-home pay
$3,650.00
- Federal tax
- $1,100.00
- State tax
- $250.00
Common questions
How do I calculate my take-home pay?
Start with gross pay, then subtract federal income tax, state income tax, Social Security (6.2%), Medicare (1.45%), and any pre-tax deductions like 401(k) or health insurance.
What percentage of my paycheck goes to taxes?
For most US workers, total tax withholding is roughly 20–35% of gross pay, depending on income level, filing status, and state. Use the calculator with your specific numbers for an accurate estimate.