Rental Property Calculator
Rental income and expenses.
Result
Monthly cash flow
$252.56
- Net operating income
- $18,000.00
- Cap rate
- 7.2%
- Cash-on-cash return
- 4.85%
- Mortgage payment (principal & interest)
- $1,247.44
Common questions
How do I calculate rental property ROI?
ROI = (Annual Rental Income − Annual Expenses) ÷ Total Investment × 100. Include mortgage payments, taxes, insurance, maintenance, and vacancy in your expenses.
What is a good cap rate for a rental property?
Cap rates of 5–10% are common. Higher cap rates mean higher potential returns but often come with more risk. Location, property condition, and market conditions all affect the rate.