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SIP Calculator

See what a monthly SIP (systematic investment plan) in a mutual fund could grow to, with an optional yearly step-up in the amount.

Result

Uses the same method as most SIP calculators: each installment is invested at the start of the month and grows at a steady rate.

Estimated value

₹11,61,695.38

Total invested
₹6,00,000.00
Estimated gains
₹5,61,695.38
Monthly amount in the final year
₹5,000.00

How to use the SIP Calculator

  1. Monthly investment
  2. Expected return per year: Returns are not guaranteed. Equity funds have averaged 10% to 12% over long periods in India, but individual years vary a lot.
  3. Years (years)
  4. Raise the amount each year by

The results update as you type, and you can copy a link that reopens the calculator with your numbers filled in.

What it tells you

  • Estimated value
  • Total invested
  • Estimated gains
  • Monthly amount in the final year

Example

Starting from Monthly investment: ₹5,000.00; Expected return per year: 12%; Years: 10 years; Raise the amount each year by: 0%, the calculator gives Estimated value: ₹11,61,695.38.