Full Retirement Age Calculator
Find your Social Security full retirement age and date from your birthday, and how much claiming at 62 or waiting until 70 changes your benefit.
Result
Social Security treats people born on January 1 as born the year before. Claiming dates are approximate: benefits start the month after you are eligible.
Full retirement age
67
- You reach it on
- Fri, Jun 15, 2029
- Cut for claiming at 62
- 30%
- Benefit at 62, as % of full
- 70%
- Boost for waiting until 70
- 24%
- Benefit at 70, as % of full
- 124%
- Earliest claim (age 62)
- Sat, Jun 15, 2024
How to use the Full Retirement Age Calculator
- Date of birth
The results update as you type, and you can copy a link that reopens the calculator with your numbers filled in.
What it tells you
- Full retirement age
- You reach it on
- Cut for claiming at 62
- Benefit at 62, as % of full
- Boost for waiting until 70
- Benefit at 70, as % of full
- Earliest claim (age 62)
Example
Starting from Date of birth: “1962-06-15”, the calculator gives Full retirement age: 67.
Common questions
What is the full retirement age for people born in 1960 or later?
67. For people born from 1943 to 1954 it is 66, and it rises by two months a year for those born from 1955 to 1959.